Perlindungan Tenang

Perlindungan Tenang is a national initiative that offers simple, affordable, and accessible insurance and takaful protection for unserved and underserved Malaysians. The initiative aims to strengthen financial and social resilience by providing basic coverage for life, accident, and health needs with contributions starting from just RM30 per year.

Perlindungan Tenang plays a vital role in closing Malaysia’s protection gap and supports national goals for financial inclusion and social security, as outlined in Bank Negara Malaysia’s Financial Sector Blueprint 2022–2026.

Affordable

Contributions from only a few Ringgit per month with yearly renewable plan

Simple

Easy to understand. Pays a lump sum of money to beneficiaries upon death

Easy Claims Process

Claims with complete documentation will be paid out within 5 working days

Easy to Participate

Subscribe directly online or from participating insurers/ takaful operators or agents. Also available from selected bank branches and mobile phone operators

Where to get Perlindungan Tenang products?

More information on how to get Perlindungan Tenang products at www.mycoverage.my

Resources

Learn more on BNM Policy on Perlindungan Tenang at